The benefits

There are a range of emotional and financial benefits in planning a funeral service in advance.

Protection from rising funeral costs

The average cost of a funeral has soared well above the rate of inflation and is expected to rise further over the coming years. Southern Co-op Funeral Plans are guaranteed 100% against inflation from the moment your full payment or first monthly instalment is received.

No hidden costs

A Southern Co-op Funeral Plan guarantees to provide the exact funeral services paid for with no hidden charges or conditions. Whether the funeral takes place in 5 or 50 years time, there will be nothing left to pay, covering all costs including any disbursements.

Flexible payment options

Southern Co-op offer an easy payment scheme to spread the cost from 1 year interest free to a maximum of 10 years through monthly instalments*, securing the cost for a fixed monthly payment.

*Instalments over 2 years will incur an additional instalment charge.

Flexible locations

You can specify which Southern Co-op Funeral Directors you would like to carry out the funeral. A Southern Co-op Funeral Plan is also recognised and accepted at over 1,100 Co-operative Funeralcare locations throughout England, Scotland and Wales so you can be assured of the same high standards and traditional service no matter where death occurs.