The benefits

There are a range of emotional and financial benefits in planning a funeral service in advance.

Protection from rising funeral costs

The average cost of a funeral has soared well above the rate of inflation and is expected to rise further over the coming years. The Southern Co-operative Funeral Plans are guaranteed 100% against inflation from the moment your full payment or first monthly instalment is received.

No hidden costs

A Southern Co-operative Funeral Plan guarantees to provide the exact funeral services paid for with no hidden charges or conditions. Whether the funeral takes place in 5 or 50 years time, there will be nothing left to pay, covering all costs including any disbursements.

Flexible payment options

The Southern Co-operative offer an easy payment scheme to spread the cost from one year interest free to a maximum of five years through monthly instalments*, securing the cost for a fixed monthly payment.

*Instalments over 24 months will incur an additional instalment charge.

Flexible locations

You can specify which Southern Co-operative Funeralcare home you would like to carry out the funeral. The Southern Co-operative Funeral Plan is also recognised and accepted at over 1,100 Co-operative Funeralcare locations throughout England, Scotland and Wales so you can be assured of the same high standards and traditional service no matter where death occurs.