The cost of the funeral

How much does a funeral by Southern Co-op Funeral Directors cost?

Every funeral is unique and personal and the final cost will depend on the options you choose, for example, the type of coffin and funeral vehicles, or if you require flowers, stationery or memorials. Third party fees, that are out of our control, may also vary by location, including minister, celebrant, doctors and crematorium / burial fees.

We are upfront, open and honest about our pricing and you will have the opportunity to review our Funeralcare Service Guide of products and prices ahead of making any final decisions.

During the funeral arrangement, you will have as much time as you need and we will guide you through the available options to suit both your budget and wishes. We will give you total privacy to discuss or alter anything you wish before you make your final choices. A detailed written estimate of all the agreed costs will then be provided, followed by a fully itemised invoice after the funeral has taken place.

The Co-operative Funeralcare costs are based on 3 components – Basic Charges, Additional Charges and Third Party Fees.

For the overall cost of a funeral you will need to add the selected items you require from each of these sections.

Managing your Co-op funeral costs

At Southern Co-op, we understand that the cost of a funeral can cause additional stress at what is already a difficult time for you. If you are worried about cost, we can guide you through the different finance options and discuss what financial support you might be eligible for.

First steps

Check whether your loved one had a pre-paid funeral plan or funeral insurance in place, or if they had put aside specific funding to be used for their funeral.

Accessing funds

Funds held in your loved ones name alone will be frozen after their passing.

You can get in touch with their bank or building society to see if they are able to release these funds to help you pay for the funeral.

Help with the funeral costs

Some financial support may be available from the Department of Work and Pensions (DWP). The amount you are eligible for is dependent on your circumstances and any other money available, for example from an insurance policy or the estate.

The Department of Work and Pensions (DWP) will help guide you through the eligibility criteria and how to claim. Please visit the following links for more information about government assistance that may be available to you:

See more information here within our bereavement financial support brochure

The Co-operative Funeralcare – Bereavement financial support

Paying in advance

A Pre-paid funeral plan from your local Southern Co-op Funeral Directors enables you to arrange and pay for a funeral in advance of need.

A funeral plan can be tailored to your individual needs, so you can personalise the services to meet your requirements.

The costs of the Southern Co-op Funeral Plan are guaranteed and inflation proof – protecting you and your loved ones from rising costs. Once paid for in full, there will not be any additional costs, regardless of when the funeral takes place, relieving your loved ones of the worry of paying for the funeral.

More information about the Southern Co-op Pre-paid Funeral Plan

*Subject to terms and conditions